Comprehensive
Own Damage + Third-Party — the complete cover for accident, theft, fire and calamity.
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Scooter · Motorcycle · Electric two-wheelerThird-party cover is compulsory for every bike in India — but it won't pay a rupee towards your own vehicle. Comprehensive cover protects your two-wheeler against accidents, theft, fire and natural calamity, for a surprisingly small premium. We compare insurers to get you the right cover at the best price.
Two-wheeler insurance covers your scooter or motorcycle against damage, theft and the legal liability you owe others. A comprehensive policy pays to repair or replace your own bike too — not just the third party — so a single incident doesn't leave you out of pocket.
Exact terms are governed by the insurer's policy wording — we help you understand them before you buy.
Own Damage + Third-Party — the complete cover for accident, theft, fire and calamity.
The legal minimum. Pays for injury or damage you cause to others — nothing for your own bike.
Top up an existing third-party policy with own-damage cover for your bike.
Lock your third-party cover for up to 5 years on a new bike — no yearly TP renewals.
Cover tailored to EV scooters, including the battery on selected add-ons.
Zero-depreciation, engine/battery protect, pillion cover and roadside assistance.
Third-party alone protects others, not your bike. For a small extra premium, comprehensive covers accident, theft, fire and calamity.
Your Insured Declared Value is what you get on theft or total loss. Too low underpays your claim; too high just wastes premium.
You get the full cost of replaced parts, with no depreciation deducted — worth it for the first few years.
Owner personal-accident cover is compulsory; add pillion cover if you regularly carry someone.
A lapse can reset your No-Claim Bonus to zero. Renew on time — we send reminders so you never lose it.
We compare insurers to get you the right cover at a competitive premium — and we keep your discounts intact.
Yes — at least third-party cover is required by law, and riding without it is an offence. We recommend a comprehensive policy for real protection of your own bike.
Third-party covers only damage or injury you cause to others. Comprehensive also repairs or replaces your own bike after an accident, theft, fire or natural calamity.
New bikes are issued a 5-year third-party policy; you can pair it with a 1-year own-damage cover. It saves you from yearly third-party renewals and price hikes.
On a new or premium bike, yes — you get the full cost of replaced parts without a depreciation deduction, so your claim pays more.
If you renew within 90 days of expiry you usually keep your No-Claim Bonus; beyond that it's lost. Don't let it lapse — we send reminders so you renew on time.
Tell us your bike details and we'll find the right cover at the most competitive premium.
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