Doctors & Hospitals
Medical malpractice / indemnity for practitioners and medical establishments.
Home › Business Insurance › Professional Indemnity
Doctors · CAs · Architects · Consultants · ITWhen your business is your expertise, a single alleged mistake — a wrong opinion, a missed detail, a design flaw — can lead to a costly claim. Professional indemnity insurance covers the legal defence and any compensation if a client alleges your professional negligence, so one dispute doesn't threaten everything. We arrange the right PI cover at a competitive premium.
Professional indemnity (PI), also called errors & omissions (E&O), covers the legal costs and compensation you may have to pay if a client alleges that your professional advice or service was negligent and caused them a loss. It protects professionals whose work is their expertise.
The claims-made basis and retroactive date are where PI trips people up — we make sure yours is set right.
Medical malpractice / indemnity for practitioners and medical establishments.
Cover for accounting, audit, tax and secretarial professional services.
Protection against claims arising from design, drawings and site advice.
Cover for advice, implementations and deliverables that don't go to plan.
Indemnity for lawyers and other advisory professions.
Firm-level cover for the professional services your business provides.
Medical, CA, architect and IT wordings differ in what they cover. The right form for your work matters.
Your limit should reflect the size of claim (plus defence costs) you could realistically face.
It decides whether your past work is covered — keep it as early as possible to protect your history.
PI is claims-made, so a gap in cover can leave past work unprotected. Renew without a break.
Undisclosed circumstances or known potential claims can void a future claim — always declare them.
Professional indemnity is full of fine print — the wording, the limit, the retroactive date — and getting it right is exactly what we do.
Anyone paid for advice or professional services — doctors, CAs, architects, engineers, consultants, IT firms, lawyers and more. If a mistake in your work could cost a client money, you need it.
The policy must be active when the claim is made against you — not just when you did the work. That's why continuous cover and the retroactive date matter so much.
The date from which your past work is covered. The earlier it is, the more of your history is protected — we keep it as far back as possible when arranging your cover.
Enough to meet the largest realistic claim plus defence costs — which varies by profession and client size. We help you set an appropriate limit of indemnity.
Medical malpractice / indemnity is professional indemnity written specifically for doctors and healthcare establishments. We arrange the correct wording for your practice.
Tell us about your profession and we'll arrange the right PI cover at a competitive premium.
Get your best quote