Property & Fire
Buildings, plant, stock and equipment against fire, explosion, natural calamity, riot and more (Standard Fire / Bharat Sookshma & Laghu Udyam).
Learn more →Home › Products › Business Insurance
Property · Marine · Group health · Liability · Workmen's compA fire, a transit loss, an employee injury or a liability claim can threaten everything you've built. Commercial insurance transfers those risks to an insurer so one bad event doesn't sink the business. We assess your risks and design cover that fits — for a shop, a factory, an office or a growing company.
Business (commercial) insurance is a set of policies that protect your assets, your people and your legal liabilities. Instead of one product, it's a programme — property, stock, machinery, transit, employee benefits and liability — sized to how your business actually operates.
Getting sums insured and add-ons right is exactly where a broker protects you — we do this for a living.
Buildings, plant, stock and equipment against fire, explosion, natural calamity, riot and more (Standard Fire / Bharat Sookshma & Laghu Udyam).
Learn more →Goods in transit — import/export or domestic — against loss or damage during carriage by sea, air, road or rail.
Learn more →Medical cover for your employees and their families — a powerful retention benefit, arranged and serviced by us.
Learn more →Lump-sum cover for employees against accidental death or disability, on or off duty.
Learn more →Your statutory liability for employee injury or death arising out of and in the course of employment.
Learn more →Public, product and professional indemnity — protection when a third party holds your business legally responsible.
Learn more →Replaces lost profit and fixed costs while you recover from an insured property loss.
One convenient package covering premises, contents, cash, and liability for shops and offices.
Cyber, fidelity guarantee and directors' & officers' liability for digital and growing enterprises.
An IRDAI-approved alternative to bank guarantees — bid, performance and advance-payment bonds that free up your working capital.
Learn more →Set sums insured to today's replacement/reinstatement value. Under-insurance means "average" applies and every claim is scaled down — a costly, avoidable mistake.
A factory, a warehouse and a software office carry very different exposures. We assess yours and cover the ones that matter — not a generic bundle.
Group health and personal accident protect your team and help you retain talent; workmen's compensation covers a statutory liability you can't ignore.
Rebuilding takes months. BI cover keeps profit and salaries flowing while you get back on your feet — often more valuable than the asset cover itself.
As you add stock, machinery or locations, your cover must keep pace. We review your programme every renewal so you're never under-covered.
As a licensed broker we represent you, not the insurer — we structure, place and defend your programme.
Yes. A single fire, theft or liability claim can wipe out a small business. A Shopkeeper's package bundles premises, contents, cash and liability affordably — we'll size it to your shop.
If you insure assets for less than their real value, insurers apply "average" — they pay claims in the same proportion. Insure ₹50 lakh of stock for ₹25 lakh and a ₹10 lakh claim pays only ₹5 lakh. We help you insure to full value so this never bites.
Yes — a Group Mediclaim (GMC) policy covers your team and often their families under one plan. It's a strong retention benefit, and we manage enrolment, endorsements and claims for you.
Employers have a statutory liability for workplace injury or death under the Employees' Compensation Act. A WC policy funds that liability. We'll confirm what applies to your business and arrange cover.
Yes. Claims management is the core of what a broker does — we coordinate the surveyor, assemble documentation and pursue a fair, timely settlement on your behalf.
Tell us about your business and we'll design a commercial insurance programme that fits your risks and budget.
Get your best quote